MANAGING THE BANKS AND FINANCIAL INSTITUTIONS. ARRIAGA ASSOCIATES, CONSULTING AND FINANCIAL FEASIBILITY. EXPERT SMES. IN SPAIN AND ZARAGOZA Reviewed by Momizat on .   MANAGEMENT OF BANKS AND FINANCIAL INSTITUTIONS In these difficult years for companies, especially SMEs, is essential how financial institutions manage to not   MANAGEMENT OF BANKS AND FINANCIAL INSTITUTIONS In these difficult years for companies, especially SMEs, is essential how financial institutions manage to not Rating: 0
Inicio » Blog Arriaga Asociados » MANAGING THE BANKS AND FINANCIAL INSTITUTIONS. ARRIAGA ASSOCIATES, CONSULTING AND FINANCIAL FEASIBILITY. EXPERT SMES. IN SPAIN AND ZARAGOZA

MANAGING THE BANKS AND FINANCIAL INSTITUTIONS. ARRIAGA ASSOCIATES, CONSULTING AND FINANCIAL FEASIBILITY. EXPERT SMES. IN SPAIN AND ZARAGOZA

triangulo

 

MANAGEMENT OF BANKS AND FINANCIAL INSTITUTIONS

In these difficult years for companies, especially SMEs, is essential how financial institutions manage to not be so affected by the credit crunch. Behind many declarations of bankruptcy are the financing problems.

Manage and resolve these financial problems is not easy. Each company is in a different situation but the common denominator may be the lack of liquidity. There are heavily indebted companies and there are other little debt. In some SME partners guarantee the debts and not others, or almost nothing. There are other secured debts and unsecured. Many companies can remain profitable and others not. Some need more funding and others simply need to refinance older diluting the repayment of debt or needing year grace period.

Ultimately every company is different and needs a different recipe. But experience, in most cases can be somewhat or much. Perhaps the employer, after having tried everything and sees only possibilities. But we have tried to situations that might seem impossible and ultimately were not so. We have tried cases in which the company was already doomed to bankruptcy and in the end averted through a combination of new financing and refinancing of old debt.

This article can not make a concrete explanation of the solutions that can be taken because, as stated above, each company is different. However, the solutions are usually not as complicated. Sometimes getting heavily indebted bank financing because he wanted to save and borrow money. Often a good business plan with cash a good plan to encourage banks to restructure the debt so that the company had no problems. We have experienced cases of companies that had to organize the debts of more than a dozen banks. So far we have always achieved our goals, especially because we have worked with entrepreneurs very intelligent and very collaborative.

Arriaga Associates is a consulting firm and is also a law firm. Known to combine both skills to manage the legal and consultants, and the financial part as lawyers. For example we have financing and refinancing to avoid bankruptcy. We have recovered the unpaid and overdue funding. We managed to get more funding by reducing the operational needs of working capital fund (stocks, debts of customers, suppliers), without penalizing the efficiency of the company.

So if your company has cash flow problems think Arriaga Associates. Negotiate our fees based on what is achieved.

Jesús María Ruiz de Arriaga

Lawyer, economist and consultant. Associate Director.

Acerca del Autor

triangulo
triangulo

Deje su comentario

triangulo

Subir