THE ECONOMIC CRISIS AND SMES. HOW DOES THE ECONOMIC CRISIS IN BUSINESS AND DEALING. ARRIAGA PARTNERS, EXPERTS AND ADVISORS REFLOATING BUSINESS ENTERPRISES. IN SPAIN AND ZARAGOZA, SPAIN
THE ECONOMIC CRISIS IS AFFECTING ALL BUSINESSES, BUT ESPECIALLY TO SMES. THE ECONOMIC CRISIS ALSO AFFECTS BUSINESS IN GENERAL.
The market has shrunk because the demand is very weak. In Spain it is very important since it is an exporter and relies heavily on domestic consumption. Fortunately exported services, tourism, and it shows in recent months encouraging.
SMEs are also affected by the credit crunch. Your customers may have problems financing so they buy less and in a timely manner. Then there is the problem of collection and the risk of default has soared.
SMEs themselves are having financial problems. Financial institutions often have their accounts deleted and reduced credit lines for trade discount.
At this juncture SMEs find it difficult to do business. It is almost a heroic entrepreneurs in these days. However, the employers have chosen to be heroes but they have to live with the crisis. Often employers are endorsing them with their personal assets the loans to banks and even the mere renewal of credit accounts.
Arriaga Associates consulting division, is an expert in managing such problems, is specialized in the raising of companies in crisis. Arriaga Associates has financing and refinancing of SMEs. SMEs has helped sales recover, reduce costs, improve its marketing policy and significantly improve its operating margin.
Arriaga Associates, as consultants, not only for producing reports, but it is involved with the employer and accompanies and helps you to recover your business. It also offers executive coaching and training for managers.
Furthermore, bankruptcy division Arriaga Associates is an expert in the management of bankruptcy proceedings. Not limited to process, but manages to avoid or to make improvements or advantageous in the same situations.
Arriaga Associates is accustomed to working by objectives and can set their fees according to them.
If your company is in an awkward situation please contact us. The payback will be enormous, recover your business and get it all the easier.
Jes√ļs Mar√≠a Ruiz de Arriaga
Lawyer, economist, consultant and trainer. Associate Director.